Money Tools Made Simple
01. Budgeting tool
02. Saving calculators
03. Mortgage Estimators
01. Budgeting tool
Budgeting tool
YNAB (You Need a Budget)
- Description: A highly interactive tool that allows users to create budgets, set goals, and track expenses.
- Features:
- Real-time expense tracking.
- Goal-setting for savings and debt reduction.
EveryDollar
- Description: A free budgeting app based on the zero-based budgeting method.
- Features:
- Easy setup with monthly income and expense categories.
- Syncs with multiple devices.
- Link for Users: EveryDollar
Cleo
- Description: An AI-powered budgeting assistant that provides financial advice in a friendly chatbot format.
- GET CLEO
02. Saving calculators
Saving calculators
MoneySavingExpert Savings Calculator
- Description: This calculator helps users determine how long it will take to reach their savings goals or how much they need to save monthly to meet a specific target.
- MoneySavingExpert Savings Calculator
03. Mortgage Estimators
Mortgage Estimators
Mortgage Calculator UK
- Description: A mortgage affordability calculator tailored to the UK housing market. Users can estimate how much they can borrow and their monthly repayments based on income, deposit, and interest rates.
- Mortgage Calculator UK
Nationwide Mortgage Affordability Calculator
- Description: A free tool by Nationwide that helps users assess their mortgage affordability, taking into account UK-specific costs.
- Nationwide Affordability Calculator
Barclays Mortgage Calculator
- Description: Provides an instant estimate of how much users can borrow and their repayment schedule.
- Barclays Mortgage Calculator.
MoneyHelper Mortgage Calculator
- Description: A government-backed tool that calculates potential monthly repayments and borrowing limits.
- MoneyHelper Mortgage Calculator.
Combination Tools (All-in-One)
MoneyHelper Budget Planner
- Description: An all-in-one financial planning tool that helps users track spending, create budgets, and set savings goals.
- Features:
- Combines budgeting, savings, and loan repayment calculators in one place.
- https://www.moneyhelper.org.uk/en/everyday-money/budgeting/budget-planner
Plum App
- Description: A mobile app that automatically calculates budgets, saves spare change, and manages investments.
- How to Use:
- Encourage users to download the app for full financial management.
- Link for Users: Plum App